Topic hub
Head to head
Two Australian health funds side by side, compared on cover, price and complaints, with the source and date for every figure in the table.
Read in the meantime
Recent guides from other topics.
Until the first guides here are published, these are the newest on the site.
Ambulance-only cover: which funds sell it and what it costs
Ambulance-only cover costs a single A$47.40 to A$138 a year before the rebate in 2026–27. 31 policy statements by state, with waits, limits and the MLS rule.
Ambulance by stateAmbulance cover for pensioners and concession card holders
A Pensioner Concession Card gets a free emergency ambulance in 6 of 8 states in 2026–27. Which cards count, the SA and WA exceptions, and interstate rules.
Ambulance by stateHow much does an ambulance cost without cover?
An uninsured resident's ambulance bill runs from A$131 to A$13,175 in 2026–27. Treat-only, non-emergency and air fees by state, and what if you cannot pay.
Extras & limitsDental cover with no waiting period: the 11 policies and 4 offers, checked 8 November 2026
11 of 166 NSW extras policies let you claim a dental check-up with no wait on 8 Nov 2026. Which ones, which offers waive it, and why crowns wait 12 months.
How we research
Read the working behind the figures.
Sources and dates, shown in full
Your next step
Understand the rules. Then explore your options.
Answer a few quick questions to get free health cover quotes personalised to your needs. No obligation.
Keep exploring
One part of a bigger picture.
Topics that sit alongside head to head.